How To Find Competitive Loan Rates Despite The Credit Crunch
Did you know that thousands of people in this country are turned down every day for a loan as a direct result of the "Credit Crunch"? And yet there are easy ways to avoid rejection.
When you choose Guardian Credit to find your loan, you can be certain that the deals listed are:
- Available to at least 2 out of 3 applicants
- Current and up-to-date today
- Real and not just "Headline Rates"
| Lender | Typical APR | Monthly Repayment | Total | Apply |
|
7.9% | £298.95 | £35,874.00 | |
|
8.7% | £308.24 | £36,988.80 | |
|
8.7% | £308.57 | £37,028.40 | |
|
10.1% | £317.62 | £38,114.40 | |
|
Igroup
|
12.6% | £348.81 | £41,857.20 | |
|
13.7% | £371.80 | £44,616.00 | |
|
17.7% | £425.24 | £51,028.80 |
How does the loan application process work?
Can I get a Secured loan if I have a bad credit rating?
What if I need to borrow more in the future?
Can you help me get a loan if I have CCJs?
The repayment amounts shown are for secured loans without payment protection insurance and are based on the following assumptions:
- there are joint applicants who have no adverse credit, a household income of £65,000,
- an outstanding mortgage of £90,000 which is repaid at £800 per month,
- property value = £250,000 and £5,000 additional debt is secured against the property.
Loans are those you can apply for online via GuardianCredit.co.uk.
